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The implications of waiting periods can be particularly challenging for individuals who experience sudden dental crises without prior notice or planning. For example, if you have a severe toothache that requires immediate attention but are within a waiting period for emergency benefits under your current plan, you may have no choice but to pay out-of-pocket expenses until the period expires. According to research conducted by the Kaiser Family Foundation (KFF), nearly 45% of employer-sponsored dental plans include waiting periods for certain types of treatments including emergency services which highlights their prevalence across various policies.
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